Local
Learn about the people, housing, costs and businesses in Garnavillo, Iowa
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Garnavillo.
True all-in cost — P&I, taxes, insurance & utilities for homes in Garnavillo.
Find and compare lenders active near Garnavillo.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Garnavillo.
Seismic risk and earthquake insurance estimates for Garnavillo.
Wildfire exposure and insurance estimates for Garnavillo.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Garnavillo is approximately 6.978% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GarnavilloThe median home value in Garnavillo is $162k. The median monthly rent is $838. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Garnavillo have decreased 4.0% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $805/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Garnavillo is $73k/year.
Calculate your buying powerThe largest employment sectors in Garnavillo are public administration (17%) and agriculture and mining (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.