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Learn about the people, housing, costs and businesses in Gates, Oregon
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gates.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gates.
Find and compare lenders active near Gates.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gates.
Seismic risk and earthquake insurance estimates for Gates.
Wildfire exposure and insurance estimates for Gates.
As of today, the 30-year fixed mortgage rate for Gates is approximately 6.886% (6.922% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GatesThe median home value in Gates is $389k. The median monthly rent is $1,060. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gates have increased 11.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,168/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $50k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gates is $71k/year.
Calculate your buying powerThe largest employment sectors in Gates are public administration (26%) and retail (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.