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Gautier Mortgage Calculator

Estimate your true cost of homeownership in Gautier with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,490
P&I Payment$995
Taxes & Ins$339
Utilities$156
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Mortgage Details

$186,885
Local Median: $186,885
$37,377 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,490

Monthly Breakdown

Principal & Interest
$995
Property Taxes
$102
Homeowners Ins.
$237
Utilities
$156

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$208,685

Local Housing Facts for Gautier

  • ·Median home value: $186,885 (adjusted for current market conditions)
  • ·Est. property taxes: $1,229/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,839/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,875/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Gautier?

Based on the local median home value, estimated real estate property taxes in Gautier are around $1,229 per year.

What is the average home price in Gautier?

The median home value in Gautier is currently estimated at $186,885.

How much does homeowners insurance cost in Gautier?

For a median priced home, homeowners insurance in Gautier averages around $2,839 annually.

What is the true total cost of owning a home in Gautier?

True homeownership costs go beyond principal and interest. In Gautier, a typical homeowner with a median-priced home of $186,885 can expect to pay roughly $1,229/yr in property taxes, $2,839/yr for homeowners insurance, and $1,875/yr in energy utilities. That adds approximately $495 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.