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Learn about the people, housing, costs and businesses in Gem County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gem County.
Estimate payments for homes in Gem County.
People, housing & businesses in Gem County.
Find and compare lenders active near Gem County.
Homeowners, flood & wildfire estimates for Gem County.
Income, rent and all-in ownership costs for Gem County.
FEMA flood zones and flood insurance estimates for Gem County.
Seismic risk and earthquake insurance estimates for Gem County.
Wildfire exposure and insurance estimates for Gem County.
As of today, the 30-year fixed mortgage rate for Gem County is approximately 6.983% (7.008% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Gem CountyThe median home value in Gem County is $423k. The median monthly rent is $1,038. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gem County have increased 3.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $976/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $42k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gem County is $66k/year.
Calculate your buying powerThe largest employment sectors in Gem County are public administration (23%) and wholesale trade (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas