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Geneva

Learn about the people, housing, costs and businesses in Geneva, Iowa

Median Home$147,200
Median Rent$686/month
Population131
Leading IndustriesFinance & Insurance · Transportation · Construction9% finance & insurance
Home Value Growth⬆⬆⬆+24.6% over 2 years
Retirees24% of residentsslightly above average
Homeowners77% of occupied units
NotableAffordable Market$147k median home · lower cost than 76% of the country
Geneva
IA

Frequently Asked Questions

What are today's mortgage rates in Geneva?

As of today, the 30-year fixed mortgage rate for Geneva is approximately 6.978% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

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What is the median home price in Geneva?

The median home value in Geneva is $147k. The median monthly rent is $686. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Geneva?

Home values in Geneva have increased 24.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Geneva?

Based on a typical all-in ownership cost of $802/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Geneva is $68k/year.

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What industries drive the economy in Geneva?

The largest employment sectors in Geneva are public administration (22%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.