Local
Learn about the people, housing, costs and businesses in Gilbertsville-Mount Upton, New York
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gilbertsville-Mount Upton.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gilbertsville-Mount Upton.
Find and compare lenders active near Gilbertsville-Mount Upton.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gilbertsville-Mount Upton.
Seismic risk and earthquake insurance estimates for Gilbertsville-Mount Upton.
Wildfire exposure and insurance estimates for Gilbertsville-Mount Upton.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Gilbertsville-Mount Upton is approximately 7.109% (7.155% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Gilbertsville-Mount UptonThe median home value in Gilbertsville-Mount Upton is $153k. The median monthly rent is $861. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gilbertsville-Mount Upton have increased 14.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $861/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $37k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gilbertsville-Mount Upton is $73k/year.
Calculate your buying powerThe largest employment sectors in Gilbertsville-Mount Upton are retail (24%) and public administration (24%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.