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Learn about the people, housing, costs and businesses in Gill-Montague, Massachusetts
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gill-Montague.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gill-Montague.
Find and compare lenders active near Gill-Montague.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gill-Montague.
Seismic risk and earthquake insurance estimates for Gill-Montague.
Wildfire exposure and insurance estimates for Gill-Montague.
As of today, the 30-year fixed mortgage rate for Gill-Montague is approximately 6.949% (6.987% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Gill-MontagueThe median home value in Gill-Montague is $287k. The median monthly rent is $1,270. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gill-Montague have increased 21.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,293/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $55k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gill-Montague is $71k/year.
Calculate your buying powerThe largest employment sectors in Gill-Montague are public administration (33%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.