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Learn about the people, housing, costs and businesses in Gillespie, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gillespie.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gillespie.
Find and compare lenders active near Gillespie.
FEMA flood zones and flood insurance estimates for Gillespie.
Seismic risk and earthquake insurance estimates for Gillespie.
Wildfire exposure and insurance estimates for Gillespie.
As of today, the 30-year fixed mortgage rate for Gillespie is approximately 7.446% (7.465% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GillespieThe median home value in Gillespie is $102k. The median monthly rent is $766. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gillespie have increased 20.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $743/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gillespie is $78k/year.
Calculate your buying powerThe largest employment sectors in Gillespie are public administration (19%) and wholesale trade (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.