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Learn about the people, housing, costs and businesses in Girard, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Girard.
True all-in cost — P&I, taxes, insurance & utilities for homes in Girard.
Find and compare lenders active near Girard.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Girard.
Seismic risk and earthquake insurance estimates for Girard.
Wildfire exposure and insurance estimates for Girard.
As of today, the 30-year fixed mortgage rate for Girard is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GirardThe median home value in Girard is $122k. The median monthly rent is $675. Annual property taxes average $835. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $673/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Girard is $73k/year.
Calculate your buying powerThe largest employment sectors in Girard are public administration (35%) and information and media (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.