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Gloucester Point Mortgage Calculator

Estimate your true cost of homeownership in Gloucester Point with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,393
P&I Payment$1,918
Taxes & Ins$273
Utilities$202
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Mortgage Details

$365,891
Local Median: $365,891
$73,178 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,393

Monthly Breakdown

Principal & Interest
$1,918
Property Taxes
$152
Homeowners Ins.
$121
Utilities
$202

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$397,918

Local Housing Facts for Gloucester Point

  • ·Median home value: $365,891 (adjusted for current market conditions)
  • ·Est. property taxes: $1,829/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,448/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,418/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Gloucester Point?

Based on the local median home value, estimated real estate property taxes in Gloucester Point are around $1,829 per year.

What is the average home price in Gloucester Point?

The median home value in Gloucester Point is currently estimated at $365,891.

How much does homeowners insurance cost in Gloucester Point?

For a median priced home, homeowners insurance in Gloucester Point averages around $1,448 annually.

What is the true total cost of owning a home in Gloucester Point?

True homeownership costs go beyond principal and interest. In Gloucester Point, a typical homeowner with a median-priced home of $365,891 can expect to pay roughly $1,829/yr in property taxes, $1,448/yr for homeowners insurance, and $2,418/yr in energy utilities. That adds approximately $475 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.