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Learn about the people, housing, costs and businesses in Goldthwaite, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Goldthwaite.
True all-in cost — P&I, taxes, insurance & utilities for homes in Goldthwaite.
Find and compare lenders active near Goldthwaite.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Goldthwaite.
Seismic risk and earthquake insurance estimates for Goldthwaite.
Wildfire exposure and insurance estimates for Goldthwaite.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Goldthwaite is approximately 6.949% (6.987% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GoldthwaiteThe median home value in Goldthwaite is $201k. The median monthly rent is $710. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $746/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Goldthwaite is $71k/year.
Calculate your buying powerThe largest employment sectors in Goldthwaite are public administration (31%) and wholesale trade (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.