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Gothenburg Mortgage Calculator

Estimate your true cost of homeownership in Gothenburg with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,912
P&I Payment$1,305
Taxes & Ins$316
Utilities$291
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Mortgage Details

$244,881
Local Median: $244,881
$48,976 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,912

Monthly Breakdown

Principal & Interest
$1,305
Property Taxes
$206
Homeowners Ins.
$110
Utilities
$291

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$273,873

Local Housing Facts for Gothenburg

  • ·Median home value: $244,881 (adjusted for current market conditions)
  • ·Est. property taxes: $2,475/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,315/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,489/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Gothenburg?

Based on the local median home value, estimated real estate property taxes in Gothenburg are around $2,475 per year.

What is the average home price in Gothenburg?

The median home value in Gothenburg is currently estimated at $244,881.

How much does homeowners insurance cost in Gothenburg?

For a median priced home, homeowners insurance in Gothenburg averages around $1,315 annually.

What is the true total cost of owning a home in Gothenburg?

True homeownership costs go beyond principal and interest. In Gothenburg, a typical homeowner with a median-priced home of $244,881 can expect to pay roughly $2,475/yr in property taxes, $1,315/yr for homeowners insurance, and $3,489/yr in energy utilities. That adds approximately $607 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.