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Learn about the people, housing, costs and businesses in Gracey, Kentucky
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gracey.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gracey.
Find and compare lenders active near Gracey.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gracey.
Seismic risk and earthquake insurance estimates for Gracey.
Wildfire exposure and insurance estimates for Gracey.
As of today, the 30-year fixed mortgage rate for Gracey is approximately 6.956% (6.997% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GraceyThe median home value in Gracey is $262k. The median monthly rent is $913. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gracey have increased 47.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $976/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $42k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gracey is $53k/year.
Calculate your buying powerThe largest employment sectors in Gracey are public administration (20%) and wholesale trade (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.