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Learn about the people, housing, costs and businesses in Graford, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Graford.
True all-in cost — P&I, taxes, insurance & utilities for homes in Graford.
Find and compare lenders active near Graford.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Graford.
Seismic risk and earthquake insurance estimates for Graford.
Wildfire exposure and insurance estimates for Graford.
As of today, the 30-year fixed mortgage rate for Graford is approximately 6.872% (6.907% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GrafordThe median home value in Graford is $292k. The median monthly rent is $1,054. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Graford have increased 48.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,069/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $46k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Graford is $62k/year.
Calculate your buying powerThe largest employment sectors in Graford are public administration (18%) and healthcare (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.