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Learn about the people, housing, costs and businesses in Grafton, Iowa
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Grafton.
True all-in cost — P&I, taxes, insurance & utilities for homes in Grafton.
Find and compare lenders active near Grafton.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Grafton.
Seismic risk and earthquake insurance estimates for Grafton.
Wildfire exposure and insurance estimates for Grafton.
As of today, the 30-year fixed mortgage rate for Grafton is approximately 6.941% (6.979% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GraftonThe median home value in Grafton is $136k. The median monthly rent is $702. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Grafton have decreased 4.3% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $739/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Grafton is $81k/year.
Calculate your buying powerThe largest employment sectors in Grafton are agriculture and mining (25%) and construction (25%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.