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Learn about the people, housing, costs and businesses in Grainfield, Kansas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Grainfield.
True all-in cost — P&I, taxes, insurance & utilities for homes in Grainfield.
Find and compare lenders active near Grainfield.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Grainfield.
Seismic risk and earthquake insurance estimates for Grainfield.
Wildfire exposure and insurance estimates for Grainfield.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Grainfield is approximately 6.797% (6.830% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GrainfieldThe median home value in Grainfield is $118k. The median monthly rent is $705. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $740/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Grainfield is $66k/year.
Calculate your buying powerThe largest employment sectors in Grainfield are healthcare (24%) and arts, food, and hospitality (22%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.