Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Grand Bay Mortgage Calculator

Estimate your true cost of homeownership in Grand Bay with localized property taxes, insurance, and utility data.

← Back to Grand Bay Hub
Est. Total Monthly Cost
$1,273
P&I Payment$792
Taxes & Ins$272
Utilities$209
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Grand Bay scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$149,269
Local Median: $149,269
$29,854 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,273

Monthly Breakdown

Principal & Interest
$792
Property Taxes
$54
Homeowners Ins.
$218
Utilities
$209

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$165,787

Local Housing Facts for Grand Bay

  • ·Median home value: $149,269 (adjusted for current market conditions)
  • ·Est. property taxes: $644/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,621/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,502/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Grand Bay?

Based on the local median home value, estimated real estate property taxes in Grand Bay are around $644 per year.

What is the average home price in Grand Bay?

The median home value in Grand Bay is currently estimated at $149,269.

How much does homeowners insurance cost in Grand Bay?

For a median priced home, homeowners insurance in Grand Bay averages around $2,621 annually.

What is the true total cost of owning a home in Grand Bay?

True homeownership costs go beyond principal and interest. In Grand Bay, a typical homeowner with a median-priced home of $149,269 can expect to pay roughly $644/yr in property taxes, $2,621/yr for homeowners insurance, and $2,502/yr in energy utilities. That adds approximately $481 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.