Safe Rate Local
Learn about the people, housing, costs and businesses in Grand Island
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Grand Island.
True all-in cost — P&I, taxes, insurance & utilities for homes in Grand Island.
Find and compare lenders active near Grand Island.
FEMA flood zones and flood insurance estimates for Grand Island.
Seismic risk and earthquake insurance estimates for Grand Island.
Wildfire exposure and insurance estimates for Grand Island.
Mortgage rates for Grand Island are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for Grand IslandThe median home value in Grand Island is $222k. The median monthly rent is $947. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Grand Island have increased 16.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,023/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Grand Island is $72k/year.
Calculate your buying powerThe largest employment sectors in Grand Island are public administration (20%) and retail (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.