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Learn about the people, housing, costs and businesses in Grand Junction
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Grand Junction.
True all-in cost — P&I, taxes, insurance & utilities for homes in Grand Junction.
Find and compare lenders active near Grand Junction.
FEMA flood zones and flood insurance estimates for Grand Junction.
Seismic risk and earthquake insurance estimates for Grand Junction.
Wildfire exposure and insurance estimates for Grand Junction.
Mortgage rates for Grand Junction are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for Grand JunctionThe median home value in Grand Junction is $397k. The median monthly rent is $1,359. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Grand Junction have increased 13.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,262/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $54k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Grand Junction is $78k/year.
Calculate your buying powerThe largest employment sectors in Grand Junction are public administration (25%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.