Safe Rate Local

Mortgage Rates in Grant County, IN

7.239%APR 7.276% · $994/mo (20% Down)
Updated daily · May 21, 2026+0.251% (14d)
Safe Rate Choice20% Down Conv.
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14-Day Rate Trend
+0.251%
LO 6.970%HI 7.239%TODAY 7.239%
ProductRate / APR Mo. Payment Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.366%
6.430% APR
$1,293
Principal & Interest
$0 Points
FHA Streamline
FHA streamline refinance
+$81/mo MI
0% Down640 FICO30-yr
6.379%
7.153% APR
$1,117
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.487%
6.867% APR
$1,147
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.489%
6.646% APR
$1,049
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.305%
7.366% APR
$1,027
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.625%
7.669% APR
$1,032
Principal & Interest
$0 Points

Mortgage Rates in Grant County: Local Market Snapshot

Median Home Value
$151,219
2-Yr Appreciation
19.4%
increase
Median Income
$56,934
household
Price-to-Income
2.7x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Grant County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 18053
Average Home Value
$151,219
Average Rent
$905/mo
Average Income
$56,934
Property Tax
$894/yr
Avg Loan
$149,656
Avg LTV
82.1%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$72/mo
Flood Insurance$22/mo
Risk TierModerate
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Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.