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Learn about the people, housing, costs and businesses in Gratiot, Ohio
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gratiot.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gratiot.
Find and compare lenders active near Gratiot.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gratiot.
Seismic risk and earthquake insurance estimates for Gratiot.
Wildfire exposure and insurance estimates for Gratiot.
As of today, the 30-year fixed mortgage rate for Gratiot is approximately 7.059% (7.101% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GratiotThe median home value in Gratiot is $278k. The median monthly rent is $1,101. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gratiot have increased 47.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,191/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gratiot is $98k/year.
Calculate your buying powerThe largest employment sectors in Gratiot are public administration (21%) and wholesale trade (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.