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Learn about the people, housing, costs and businesses in Gratis, Ohio
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gratis.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gratis.
Find and compare lenders active near Gratis.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gratis.
Seismic risk and earthquake insurance estimates for Gratis.
Wildfire exposure and insurance estimates for Gratis.
As of today, the 30-year fixed mortgage rate for Gratis is approximately 7.013% (7.053% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GratisThe median home value in Gratis is $212k. The median monthly rent is $897. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gratis have increased 18.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $981/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $42k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gratis is $90k/year.
Calculate your buying powerThe largest employment sectors in Gratis are public administration (18%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.