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Learn about the people, housing, costs and businesses in Gratz, Kentucky
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gratz.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gratz.
Find and compare lenders active near Gratz.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gratz.
Seismic risk and earthquake insurance estimates for Gratz.
Wildfire exposure and insurance estimates for Gratz.
As of today, the 30-year fixed mortgage rate for Gratz is approximately 6.958% (6.999% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GratzThe median home value in Gratz is $158k. The median monthly rent is $800. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gratz have increased 19.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $800/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gratz is $54k/year.
Calculate your buying powerThe largest employment sectors in Gratz are public administration (32%) and wholesale trade (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.