Local
Learn about the people, housing, costs and businesses in Gulf Stream, Florida
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gulf Stream.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gulf Stream.
Find and compare lenders active near Gulf Stream.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gulf Stream.
Seismic risk and earthquake insurance estimates for Gulf Stream.
Wildfire exposure and insurance estimates for Gulf Stream.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Gulf Stream is approximately 7.029% (7.070% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Gulf StreamThe median home value in Gulf Stream is $1.1M. The median monthly rent is $1,939. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gulf Stream have increased 2.7% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,336/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $100k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gulf Stream is $108k/year.
Calculate your buying powerThe largest employment sectors in Gulf Stream are public administration (22%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.