Local
Learn about the people, housing, costs and businesses in Guntersville, Alabama
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Guntersville.
True all-in cost — P&I, taxes, insurance & utilities for homes in Guntersville.
Find and compare lenders active near Guntersville.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Guntersville.
Seismic risk and earthquake insurance estimates for Guntersville.
Wildfire exposure and insurance estimates for Guntersville.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Guntersville is approximately 6.903% (6.939% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GuntersvilleThe median home value in Guntersville is $221k. The median monthly rent is $835. Annual property taxes average $863. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Guntersville have increased 16.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $833/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Guntersville is $65k/year.
Calculate your buying powerThe largest employment sectors in Guntersville are retail (19%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.