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Cost of Living in Guthrie County

Is it better to rent or buy in Guthrie County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$78,490
$859/mo

Median in area: $859

$177,098

Median in area: $177,098

$35,420

If you Rent

🔑
$1,210 /mo
Base Rent$859
Est. Utilities$351
% of Income18.5%
Pre-tax Residual$5,331

If you Buy

🏠
$1,569 /mo
P&I (7.115%)$954
Taxes & Ins$264
Est. Utilities$351
% of Income24.0%
Pre-tax Residual$4,972

Compare Nearby Areas

See how Guthrie County stacks up against neighboring areas.

countyCarroll County, IA
$749/mo
countyGreene County, IA
$825/mo
countyAdair County, IA
$810/mo
countyDallas County, IA
$1,244/mo
countyAudubon County, IA
$738/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Guthrie County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Guthrie County. The estimated all-in monthly cost for renting is $1,210, while owning a median-priced home with a 20% down payment is roughly $1,569 per month (a difference of $359).

How much do utilities cost in Guthrie County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Guthrie County is approximately $351. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Guthrie County?›

To comfortably afford the median rent and utilities in Guthrie County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $48,400 per year.