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Learn about the people, housing, costs and businesses in Gwinn, Michigan
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gwinn.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gwinn.
Find and compare lenders active near Gwinn.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gwinn.
Seismic risk and earthquake insurance estimates for Gwinn.
Wildfire exposure and insurance estimates for Gwinn.
As of today, the 30-year fixed mortgage rate for Gwinn is approximately 6.975% (7.014% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GwinnThe median home value in Gwinn is $156k. The median monthly rent is $692. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gwinn have increased 12.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $700/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gwinn is $47k/year.
Calculate your buying powerThe largest employment sectors in Gwinn are public administration (20%) and retail (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.