Safe Rate Local
Learn about the people, housing, costs and businesses in Hagerstown, Maryland
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hagerstown.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hagerstown.
Find and compare lenders active near Hagerstown.
FEMA flood zones and flood insurance estimates for Hagerstown.
Seismic risk and earthquake insurance estimates for Hagerstown.
Wildfire exposure and insurance estimates for Hagerstown.
As of today, the 30-year fixed mortgage rate for Hagerstown is approximately 6.982% (7.030% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HagerstownThe median home value in Hagerstown is $216k. The median monthly rent is $1,100. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hagerstown have increased 21.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,104/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $47k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hagerstown is $53k/year.
Calculate your buying powerThe largest employment sectors in Hagerstown are public administration (21%) and information and media (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.