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Cost of Living in Haleiwa

Is it better to rent or buy in Haleiwa? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$85,961
$2,025/mo

Median in area: $2,025

$1,169,843

Median in area: $1,169,843

$233,969

If you Rent

$2,325 /mo
Base Rent$2,025
Est. Utilities$300
% of Income32.5%
Pre-tax Residual$4,838

If you Buy

$6,787 /mo
P&I (6.856%)$6,136
Taxes & Ins$351
Est. Utilities$300
% of Income94.7%
Pre-tax Residual$376

Cost of Living FAQs

Is it cheaper to rent or buy in Haleiwa?

Based on median housing data, renting is currently more affordable on a monthly basis in Haleiwa. The estimated all-in monthly cost for renting is $2,325, while owning a median-priced home with a 20% down payment is roughly $6,787 per month (a difference of $4,462).

How much do utilities cost in Haleiwa?

The average monthly utility cost (electricity and natural gas) for a typical home in Haleiwa is approximately $300. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Haleiwa?

To comfortably afford the median rent and utilities in Haleiwa without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $93,000 per year.