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Learn about the people, housing, costs and businesses in Halifax, North Carolina
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Halifax.
True all-in cost — P&I, taxes, insurance & utilities for homes in Halifax.
Find and compare lenders active near Halifax.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Halifax.
Seismic risk and earthquake insurance estimates for Halifax.
Wildfire exposure and insurance estimates for Halifax.
As of today, the 30-year fixed mortgage rate for Halifax is approximately 7.174% (7.221% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HalifaxThe median home value in Halifax is $94k. The median monthly rent is $928. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Halifax have increased 21.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $848/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Halifax is $56k/year.
Calculate your buying powerThe largest employment sectors in Halifax are public administration (24%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.