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Cost of Living in Hampton Beach

Is it better to rent or buy in Hampton Beach? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$73,568
$1,314/mo

Median in area: $1,314

$535,485

Median in area: $535,485

$107,097

If you Rent

$1,519 /mo
Base Rent$1,314
Est. Utilities$205
% of Income24.8%
Pre-tax Residual$4,612

If you Buy

$3,635 /mo
P&I (6.839%)$2,804
Taxes & Ins$626
Est. Utilities$205
% of Income59.3%
Pre-tax Residual$2,496

Cost of Living FAQs

Is it cheaper to rent or buy in Hampton Beach?

Based on median housing data, renting is currently more affordable on a monthly basis in Hampton Beach. The estimated all-in monthly cost for renting is $1,519, while owning a median-priced home with a 20% down payment is roughly $3,635 per month (a difference of $2,116).

How much do utilities cost in Hampton Beach?

The average monthly utility cost (electricity and natural gas) for a typical home in Hampton Beach is approximately $205. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Hampton Beach?

To comfortably afford the median rent and utilities in Hampton Beach without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $60,760 per year.