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Hampton Mortgage Calculator

Estimate your true cost of homeownership in Hampton with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,670
P&I Payment$1,086
Taxes & Ins$362
Utilities$221
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Mortgage Details

$203,701
Local Median: $203,701
$40,740 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,670

Monthly Breakdown

Principal & Interest
$1,086
Property Taxes
$264
Homeowners Ins.
$99
Utilities
$221

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$228,015

Local Housing Facts for Hampton

  • ·Median home value: $203,701 (adjusted for current market conditions)
  • ·Est. property taxes: $3,162/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,186/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,654/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Hampton?

Based on the local median home value, estimated real estate property taxes in Hampton are around $3,162 per year.

What is the average home price in Hampton?

The median home value in Hampton is currently estimated at $203,701.

How much does homeowners insurance cost in Hampton?

For a median priced home, homeowners insurance in Hampton averages around $1,186 annually.

What is the true total cost of owning a home in Hampton?

True homeownership costs go beyond principal and interest. In Hampton, a typical homeowner with a median-priced home of $203,701 can expect to pay roughly $3,162/yr in property taxes, $1,186/yr for homeowners insurance, and $2,654/yr in energy utilities. That adds approximately $584 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.