Safe Rate Local
Learn about the people, housing, costs and businesses in Harlan County County
Select a topic to explore real data for Harlan County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Harlan County.
Estimate payments for homes in Harlan County.
People, housing & businesses in Harlan County.
Find and compare lenders active near Harlan County.
Homeowners, flood & wildfire estimates for Harlan County.
Income, rent and all-in ownership costs for Harlan County.
FEMA flood zones and flood insurance estimates for Harlan County.
Seismic risk and earthquake insurance estimates for Harlan County.
Wildfire exposure and insurance estimates for Harlan County.
As of today, the 30-year fixed mortgage rate for Harlan County is approximately 7.405% (7.445% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Harlan CountyThe median home value in Harlan County is $75k. The median monthly rent is $664. Annual property taxes average $722. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Harlan County have increased 16.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $522/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $22k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Harlan County is $42k/year.
Calculate your buying powerThe largest employment sectors in Harlan County are public administration (34%) and wholesale trade (7%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas