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Learn about the people, housing, costs and businesses in Harper, Iowa
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Harper.
True all-in cost — P&I, taxes, insurance & utilities for homes in Harper.
Find and compare lenders active near Harper.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Harper.
Seismic risk and earthquake insurance estimates for Harper.
Wildfire exposure and insurance estimates for Harper.
As of today, the 30-year fixed mortgage rate for Harper is approximately 6.978% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HarperThe median home value in Harper is $150k. The median monthly rent is $786. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Harper have increased 9.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $829/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Harper is $75k/year.
Calculate your buying powerThe largest employment sectors in Harper are public administration (26%) and agriculture and mining (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.