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Hart County

Learn about the people, housing, costs and businesses in Hart County County

Median Home$145,006
Median Rent$663/month
Population19,603
Leading IndustriesRetail · Education · Finance & Insurance22% retail
Home Value Growth⬆⬆+15.5% over 2 years
Family-Friendly24% of residentsslightly above average
Homeowners72% of occupied units
NotableAffordable Market$145k median home · lower cost than 72% of the country
Hart County
KY

Frequently Asked Questions

What are today's mortgage rates in Hart County?

As of today, the 30-year fixed mortgage rate for Hart County is approximately 7.093% (7.124% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

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What is the median home price in Hart County?

The median home value in Hart County is $145k. The median monthly rent is $663. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Hart County?

Home values in Hart County have increased 15.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Hart County?

Based on a typical all-in ownership cost of $686/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hart County is $53k/year.

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What industries drive the economy in Hart County?

The largest employment sectors in Hart County are retail (22%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.

🗺️ Nearby Areas

Adjacent counties and areas