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Learn about the people, housing, costs and businesses in Hartman, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hartman.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hartman.
Find and compare lenders active near Hartman.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hartman.
Seismic risk and earthquake insurance estimates for Hartman.
Wildfire exposure and insurance estimates for Hartman.
As of today, the 30-year fixed mortgage rate for Hartman is approximately 6.869% (6.904% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HartmanThe median home value in Hartman is $165k. The median monthly rent is $339. Annual property taxes average $564. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Hartman have increased 22.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $506/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $22k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hartman is $38k/year.
Calculate your buying powerThe largest employment sectors in Hartman are agriculture and mining (42%) and construction (42%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.