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Hartsville Mortgage Calculator

Estimate your true cost of homeownership in Hartsville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,304

P&I Payment$1,025

Taxes & Ins$107

Utilities$172

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$191,534

Local Median: $191,534

Down Payment$38,307 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$704

Homeowners Ins. / yr$577

Include Flood InsuranceOptional

Estimated based on Hartsville FEMA risk profiles.

Include Est. Utilities$2,067/yr

Based on DOE LEAD data for Hartsville.

Monthly$1,304

Monthly Breakdown

Principal & Interest

$1,025

Property Taxes

$59

Homeowners Ins.

$48

Utilities

$172

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$215,620

Local Housing Facts for Hartsville

·Median home value: $191,534 (adjusted for current market conditions)
·Est. property taxes: $704/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $577/yr — based on local per-$1K premium rates
·Energy utilities: $2,067/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Hartsville?

Based on the local median home value, estimated real estate property taxes in Hartsville are around $704 per year.

What is the average home price in Hartsville?

The median home value in Hartsville is currently estimated at $191,534.

How much does homeowners insurance cost in Hartsville?

For a median priced home, homeowners insurance in Hartsville averages around $577 annually.

What is the true total cost of owning a home in Hartsville?

True homeownership costs go beyond principal and interest. In Hartsville, a typical homeowner with a median-priced home of $191,534 can expect to pay roughly $704/yr in property taxes, $577/yr for homeowners insurance, and $2,067/yr in energy utilities. That adds approximately $279 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.