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Cost of Living in Hartsville

Is it better to rent or buy in Hartsville? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$89,205
$1,075/mo

Median in area: $1,075

$191,900

Median in area: $191,900

$38,380

If you Rent

$1,314 /mo
Base Rent$1,075
Est. Utilities$239
% of Income17.7%
Pre-tax Residual$6,120

If you Buy

$1,455 /mo
P&I (7.081%)$1,030
Taxes & Ins$186
Est. Utilities$239
% of Income19.6%
Pre-tax Residual$5,979

Cost of Living FAQs

Is it cheaper to rent or buy in Hartsville?

Based on median housing data, renting is currently more affordable on a monthly basis in Hartsville. The estimated all-in monthly cost for renting is $1,314, while owning a median-priced home with a 20% down payment is roughly $1,455 per month (a difference of $141).

How much do utilities cost in Hartsville?

The average monthly utility cost (electricity and natural gas) for a typical home in Hartsville is approximately $239. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Hartsville?

To comfortably afford the median rent and utilities in Hartsville without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $52,560 per year.