Safe Rate Local
Learn about the people, housing, costs and businesses in Harwood Heights, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Harwood Heights.
True all-in cost — P&I, taxes, insurance & utilities for homes in Harwood Heights.
Find and compare lenders active near Harwood Heights.
FEMA flood zones and flood insurance estimates for Harwood Heights.
Seismic risk and earthquake insurance estimates for Harwood Heights.
Wildfire exposure and insurance estimates for Harwood Heights.
As of today, the 30-year fixed mortgage rate for Harwood Heights is approximately 6.923% (6.930% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Harwood HeightsThe median home value in Harwood Heights is $340k. The median monthly rent is $1,213. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Harwood Heights have increased 12.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,229/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $53k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Harwood Heights is $85k/year.
Calculate your buying powerThe largest employment sectors in Harwood Heights are public administration (26%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.