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Hattiesburg Mortgage Calculator

Estimate your true cost of homeownership in Hattiesburg with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,508
P&I Payment$1,116
Taxes & Ins$216
Utilities$176
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Mortgage Details

$220,767
Local Median: $220,767
$44,153 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,508

Monthly Breakdown

Principal & Interest
$1,116
Property Taxes
$116
Homeowners Ins.
$100
Utilities
$176

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$225,261

Local Housing Facts for Hattiesburg

  • ·Median home value: $220,767 (adjusted for current market conditions)
  • ·Est. property taxes: $1,395/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,199/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,107/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Hattiesburg?

Based on the local median home value, estimated real estate property taxes in Hattiesburg are around $1,395 per year.

What is the average home price in Hattiesburg?

The median home value in Hattiesburg is currently estimated at $220,767.

How much does homeowners insurance cost in Hattiesburg?

For a median priced home, homeowners insurance in Hattiesburg averages around $1,199 annually.

What is the true total cost of owning a home in Hattiesburg?

True homeownership costs go beyond principal and interest. In Hattiesburg, a typical homeowner with a median-priced home of $220,767 can expect to pay roughly $1,395/yr in property taxes, $1,199/yr for homeowners insurance, and $2,107/yr in energy utilities. That adds approximately $392 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.