Local
Learn about the people, housing, costs and businesses in Hayes Center, Nebraska
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Hayes Center.
True all-in cost — P&I, taxes, insurance & utilities for homes in Hayes Center.
Find and compare lenders active near Hayes Center.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Hayes Center.
Seismic risk and earthquake insurance estimates for Hayes Center.
Wildfire exposure and insurance estimates for Hayes Center.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Hayes Center is approximately 6.863% (6.898% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Hayes CenterThe median home value in Hayes Center is $128k. The median monthly rent is $508. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $652/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $28k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Hayes Center is $69k/year.
Calculate your buying powerThe largest employment sectors in Hayes Center are public administration (25%) and agriculture and mining (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.