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Hazard Mortgage Calculator

Estimate your true cost of homeownership in Hazard with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,167
P&I Payment$821
Taxes & Ins$142
Utilities$204
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Mortgage Details

$151,674
Local Median: $151,674
$30,335 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,167

Monthly Breakdown

Principal & Interest
$821
Property Taxes
$90
Homeowners Ins.
$51
Utilities
$204

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$174,224

Local Housing Facts for Hazard

  • ·Median home value: $151,674 (adjusted for current market conditions)
  • ·Est. property taxes: $1,082/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $617/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,448/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Hazard?

Based on the local median home value, estimated real estate property taxes in Hazard are around $1,082 per year.

What is the average home price in Hazard?

The median home value in Hazard is currently estimated at $151,674.

How much does homeowners insurance cost in Hazard?

For a median priced home, homeowners insurance in Hazard averages around $617 annually.

What is the true total cost of owning a home in Hazard?

True homeownership costs go beyond principal and interest. In Hazard, a typical homeowner with a median-priced home of $151,674 can expect to pay roughly $1,082/yr in property taxes, $617/yr for homeowners insurance, and $2,448/yr in energy utilities. That adds approximately $346 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.