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Hazard Mortgage Calculator

Estimate your true cost of homeownership in Hazard with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,576
P&I Payment$815
Taxes & Ins$300
Utilities$461
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Mortgage Details

$152,000
Local Median: $152,000
$30,400 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,576

Monthly Breakdown

Principal & Interest
$815
Property Taxes
$147
Homeowners Ins.
$153
Utilities
$461

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$171,645

Local Housing Facts for Hazard

  • ·Median home value: $152,000 (adjusted for current market conditions)
  • ·Est. property taxes: $1,764/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,837/yr — based on local per-$1K premium rates
  • ·Energy utilities: $5,532/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Hazard?

Based on the local median home value, estimated real estate property taxes in Hazard are around $1,764 per year.

What is the average home price in Hazard?

The median home value in Hazard is currently estimated at $152,000.

How much does homeowners insurance cost in Hazard?

For a median priced home, homeowners insurance in Hazard averages around $1,837 annually.

What is the true total cost of owning a home in Hazard?

True homeownership costs go beyond principal and interest. In Hazard, a typical homeowner with a median-priced home of $152,000 can expect to pay roughly $1,764/yr in property taxes, $1,837/yr for homeowners insurance, and $5,532/yr in energy utilities. That adds approximately $761 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.