Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Hazel Park Mortgage Calculator

Estimate your true cost of homeownership in Hazel Park with localized property taxes, insurance, and utility data.

← Back to Hazel Park Hub
Est. Total Monthly Cost
$1,393
P&I Payment$954
Taxes & Ins$264
Utilities$176
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Hazel Park scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$180,278
Local Median: $180,278
$36,056 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,393

Monthly Breakdown

Principal & Interest
$954
Property Taxes
$203
Homeowners Ins.
$61
Utilities
$176

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$199,148

Local Housing Facts for Hazel Park

  • ·Median home value: $180,278 (adjusted for current market conditions)
  • ·Est. property taxes: $2,436/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $726/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,107/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Hazel Park?

Based on the local median home value, estimated real estate property taxes in Hazel Park are around $2,436 per year.

What is the average home price in Hazel Park?

The median home value in Hazel Park is currently estimated at $180,278.

How much does homeowners insurance cost in Hazel Park?

For a median priced home, homeowners insurance in Hazel Park averages around $726 annually.

What is the true total cost of owning a home in Hazel Park?

True homeownership costs go beyond principal and interest. In Hazel Park, a typical homeowner with a median-priced home of $180,278 can expect to pay roughly $2,436/yr in property taxes, $726/yr for homeowners insurance, and $2,107/yr in energy utilities. That adds approximately $439 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.