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Learn about the people, housing, costs and businesses in Heceta Beach, Oregon
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Heceta Beach.
True all-in cost — P&I, taxes, insurance & utilities for homes in Heceta Beach.
Find and compare lenders active near Heceta Beach.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Heceta Beach.
Seismic risk and earthquake insurance estimates for Heceta Beach.
Wildfire exposure and insurance estimates for Heceta Beach.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Heceta Beach is approximately 6.905% (6.941% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Heceta BeachThe median home value in Heceta Beach is $489k. The median monthly rent is $1,182. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Heceta Beach have increased 26.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,135/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $49k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Heceta Beach is $82k/year.
Calculate your buying powerThe largest employment sectors in Heceta Beach are public administration (31%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.