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Learn about the people, housing, costs and businesses in Helena
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Helena.
True all-in cost — P&I, taxes, insurance & utilities for homes in Helena.
Find and compare lenders active near Helena.
FEMA flood zones and flood insurance estimates for Helena.
Seismic risk and earthquake insurance estimates for Helena.
Wildfire exposure and insurance estimates for Helena.
Mortgage rates for Helena are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for HelenaThe median home value in Helena is $405k. The median monthly rent is $1,086. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Helena have increased 13.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,273/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $55k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Helena is $82k/year.
Calculate your buying powerThe largest employment sectors in Helena are public administration (24%) and wholesale trade (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.