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Learn about the people, housing, costs and businesses in Herrick, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Herrick.
True all-in cost — P&I, taxes, insurance & utilities for homes in Herrick.
Find and compare lenders active near Herrick.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Herrick.
Seismic risk and earthquake insurance estimates for Herrick.
Wildfire exposure and insurance estimates for Herrick.
As of today, the 30-year fixed mortgage rate for Herrick is approximately 7.006% (7.046% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for HerrickThe median home value in Herrick is $145k. The median monthly rent is $546. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $580/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $25k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Herrick is $67k/year.
Calculate your buying powerThe largest employment sectors in Herrick are public administration (20%) and retail (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.