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Hico Mortgage Calculator

Estimate your true cost of homeownership in Hico with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,162

P&I Payment$778

Taxes & Ins$133

Utilities$251

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Mortgage Details

Home Price$146,209

Local Median: $146,209

Down Payment$29,242 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$720

Homeowners Ins. / yr$879

Include Flood InsuranceOptional

Estimated based on Hico FEMA risk profiles.

Include Est. Utilities$3,012/yr

Based on DOE LEAD data for Hico.

Monthly$1,162

Monthly Breakdown

Principal & Interest

$778

Property Taxes

$60

Homeowners Ins.

$73

Utilities

$251

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$163,095

Local Housing Facts for Hico

·Median home value: $146,209 (adjusted for current market conditions)
·Est. property taxes: $720/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $879/yr — based on local per-$1K premium rates
·Energy utilities: $3,012/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Hico?

Based on the local median home value, estimated real estate property taxes in Hico are around $720 per year.

What is the average home price in Hico?

The median home value in Hico is currently estimated at $146,209.

How much does homeowners insurance cost in Hico?

For a median priced home, homeowners insurance in Hico averages around $879 annually.

What is the true total cost of owning a home in Hico?

True homeownership costs go beyond principal and interest. In Hico, a typical homeowner with a median-priced home of $146,209 can expect to pay roughly $720/yr in property taxes, $879/yr for homeowners insurance, and $3,012/yr in energy utilities. That adds approximately $384 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.