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High Point Mortgage Calculator

Estimate your true cost of homeownership in High Point with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,735
P&I Payment$1,354
Taxes & Ins$213
Utilities$168
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Mortgage Details

$254,567
Local Median: $254,567
$50,913 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,735

Monthly Breakdown

Principal & Interest
$1,354
Property Taxes
$166
Homeowners Ins.
$47
Utilities
$168

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$283,721

Local Housing Facts for High Point

  • ·Median home value: $254,567 (adjusted for current market conditions)
  • ·Est. property taxes: $1,996/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $560/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,014/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in High Point?

Based on the local median home value, estimated real estate property taxes in High Point are around $1,996 per year.

What is the average home price in High Point?

The median home value in High Point is currently estimated at $254,567.

How much does homeowners insurance cost in High Point?

For a median priced home, homeowners insurance in High Point averages around $560 annually.

What is the true total cost of owning a home in High Point?

True homeownership costs go beyond principal and interest. In High Point, a typical homeowner with a median-priced home of $254,567 can expect to pay roughly $1,996/yr in property taxes, $560/yr for homeowners insurance, and $2,014/yr in energy utilities. That adds approximately $381 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.