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Highland Park Mortgage Calculator

Estimate your true cost of homeownership in Highland Park with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,355
P&I Payment$4,113
Taxes & Ins$952
Utilities$290
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Mortgage Details

$787,209
Local Median: $787,209
$157,442 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,355

Monthly Breakdown

Principal & Interest
$4,113
Property Taxes
$831
Homeowners Ins.
$121
Utilities
$290

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$850,972

Local Housing Facts for Highland Park

  • ·Median home value: $787,209 (adjusted for current market conditions)
  • ·Est. property taxes: $9,973/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,450/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,478/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Highland Park?

Based on the local median home value, estimated real estate property taxes in Highland Park are around $9,973 per year.

What is the average home price in Highland Park?

The median home value in Highland Park is currently estimated at $787,209.

How much does homeowners insurance cost in Highland Park?

For a median priced home, homeowners insurance in Highland Park averages around $1,450 annually.

What is the true total cost of owning a home in Highland Park?

True homeownership costs go beyond principal and interest. In Highland Park, a typical homeowner with a median-priced home of $787,209 can expect to pay roughly $9,973/yr in property taxes, $1,450/yr for homeowners insurance, and $3,478/yr in energy utilities. That adds approximately $1,242 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.